As a Moda Health member, you have access to a network of selected health providers. These in-network providers have contracted with Moda Health to provide benefits at agreed upon rates. You can choose to see an out-of-network provider, but you may have more out-of-pocket expense. You'll get the most from your health benefits by selecting an in-network provider. To learn what Moda Health network you are on, please consult your Member Handbook.